Making sure your small business has everything required to be successful is your number one priority as an entrepreneur. That’s why when it comes to your insurance coverage, getting the protection you need starts with making sure you have the right policies in place.
Every business is different, and because of that, each one requires insurance coverage that is tailored to the specific needs of the business owner. Luckily, finding Atlanta business insurance that meets all of your needs doesn’t have to take long – by asking yourself a few questions, you can ensure that you are getting the best coverage possible.
Q. If any of your employees or a third party were injured as a result of business operations, would your company have enough insurance to cover a claim?
A. This is a vital question for all business owners to honestly ask themselves. General liability claims are some of the most common claims filed against small business owners. If you are unsure of whether or not your coverage would be sufficient enough in the event of a fire that damages a property you rent, or an injury to a third-party on your business grounds, then it’s a good idea to reconsider the amount of General Liability insurance you currently have.
Q. If you provide professional advice to your clients, would your business be protected in the event that your client claims your advice negatively impacted them?
A. Business owners that make their living from providing professional services – such as accountants, attorneys, and consultants – are much more likely to face a lawsuit in the event that the advice they provided did not turn out well for the client. Everyone makes mistakes from time to time, and even the most prepared, meticulous consultant cannot be accurate 100% of the time. Professional Liability is the insurance policy you need in order to protect your small business from claims of negligence.
Q. If you own business vehicles, would they be covered in the event of an auto accident?
A. Safeguarding your company means making sure all of its assets are covered. Vehicles owned by your small business represent a significant investment and therefore need to be properly protected. Just like carrying auto insurance for your personal vehicle, every small business owner needs to have sufficient coverage for any vehicles owned by the business.
Getting the appropriate and necessary insurance policies doesn’t have to be laborious or time-consuming. The Atlanta Life General Agency advisors work with you to ensure that you have all the coverage you need Contact us today at 866-389-4466 so we can help you do the same.